BackInsight, guidance and expertise
If you’d like to explore financial planning in a bit more depth, learn more about investment topics or get to grips with financial concepts that might be new to you, you’ll find everything you need here. Our blog articles bring together our insight, advice and some of the key industry knowledge we’ve acquired over the years.
If you’re looking for more information on something you don’t see here, just get in touch.
5 useful tips to consider when it comes to selling your business
When it comes to selling your business, you’ll undoubtedly want to do it right – after all, you’ve probably worked … Continued
Why it’s important to set goals to achieve your financial dreams
Most people are aware of the need to save some of their income after paying bills and spending on non-essentials. … Continued
Can money buy you happiness? Science suggests it can – but not indefinitely
In 2015, Dan Price, the CEO of Seattle-based payment company, Gravity Payments, was hiking with a friend. A millionaire by … Continued
Budget 2021 – The winners and losers
A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 … Continued
Your 2021 Budget summary
On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy … Continued
Why following the mainstream could hurt your portfolio
One of the biggest finance stories of the year may have already been told, with the GameStop short squeeze dominating … Continued
10 fascinating autobiographies for World Book Day
Autobiographies are a staple of any enthusiastic reader’s diet. Whether you’re looking for some wisdom hidden in the words of … Continued
5 important reasons not to hold too much money in cash
Holding cash has long been thought of as a safe way to keep your money: it’s easily accessible and there’s … Continued
5 opportunities for business owners to boost wealth and reduce tax at the end of the tax year
For business owners, every penny counts. That’s why it’s economical to use strategies that stretch your money that little bit … Continued
What are your hopes and dreams for the future of your business?
Every business owner is used to thinking long-term for their business. Maybe even going as far to think about succession … Continued
New Year, New Money Habits
True to form, every year January brings a deluge of self-promises and new resolutions. There’s something about the start of … Continued
How to stay safe online this Christmas
Christmas is supposed to be the season of goodwill, but unfortunately it’s not that way for those looking to make … Continued
Residence Nil Rate Band – a less taxing inheritance?
The new Inheritance Tax residence nil rate band (RNRB) was introduced in 2017 with one sole aim: to make it … Continued
Step 9. Find a guide you trust (and then trust them) | A smarter approach to planning your retirement
Successful business people have a natural tendency to want to do everything themselves and very often they do it well. … Continued
Involve your family with philanthropy
With so many people needing so much help right now, parents and grandparents have a unique opportunity to teach younger … Continued
Win or lose: what the new pensions annual allowance means for you.
With everything that’s been going on in 2020, you might have missed some important changes to the pensions annual allowance … Continued
What makes a good life?
You have a steady job that pays the bills and puts your abilities to good use. You have loving relationships … Continued
Step 8. Get a second opinion | A smarter approach to planning your retirement
Estimates vary, but it’s generally accepted that the number of discrete behavioural biases we’re all prone to reaches double figures. … Continued
The Chancellor’s September Statement: A Summary
On 24th September, having postponed the expected Autumn Budget, Chancellor Rishi Sunak set out a range of new measures that … Continued
Step 7. Think about tax and pensions | A smarter approach to planning your retirement
Pensions and taxes may not be words to light a fire in your heart, but they’re a big part of … Continued
Step 6. Look at the evidence, drop the comparisons | A smarter approach to planning your retirement
When it comes to financing your retirement, there are different routes to consider. Many people will opt to buy an … Continued
Navigating Life’s Transitions by Rewriting Your Story
Your plans for the future are really a story that you tell yourself. Some of the chapters are easy to … Continued
Step 5. Have an exit strategy – what comes next? | A smarter approach to planning your retirement
We’re discussing your future beyond work, but if you’re a business owner, your business is a huge part of your … Continued
Step 4. Put the ‘long’ into ‘long-term’ | A smarter approach to planning your retirement
In business we’re always looking forward and thinking ahead, but more often than not we’re concerned with the next quarter, … Continued
Are your retirement plans on hold?
What is it they say about all the best-laid plans? This year many of ours have been well and truly … Continued
Step 3. Plan for your future | A smarter approach to planning your retirement
It’s unlikely that the idea of planning is new to you. You plan meetings, you plan campaigns, and you frequently … Continued
Step 2. Get your full financial picture into sharp focus | A smarter approach to planning your retirement
With the best will in the world, everyone’s financial picture can become hazy over the years. Sometimes that’s just down … Continued
Step 1. Decide what you want | A smarter approach to planning your retirement
Whatever you do for a living, someday you’ll go back to being you. When you do, it’s good to know … Continued
A smarter approach to planning your retirement
Whether you run your own business or you’re instrumental to the organisation you work for, you know how it feels … Continued
A Summary: Rishi Sunak’s 8th July Summer Statement
Just a few months after delivering his first Budget as Chancellor, Rishi Sunak delivered a Summer Statement, dubbed a ‘mini-Budget’ … Continued
Five ways our life-centred approach can work for you
It’s a funny thing, financial planning. Most people think it’s all about money, but at Cordiner Wealth, we know it’s … Continued
Be wary of Covid-19 email scams
Scandalous though it may sound, cyber-criminals are using the coronavirus crisis to prey on unsuspecting individuals. Security experts have … Continued
How to avoid going stir-crazy during the coronavirus lockdown
The effects of the government enforced isolation period will be felt across the whole nation. It’s going to be difficult … Continued
Final countdown to the end of the tax year
You may have seen lots of literature already about the end of the tax year. But if you’ve not yet … Continued
Time to spring clean your finances
The daffodils and crocuses are beginning to appear, the trees are blossoming and the days are getting lighter. Spring is … Continued
It’s not about how much you have, but what you do with it…
The old cliché goes that ‘money can’t buy you happiness,’ but how true is that statement? According to a … Continued
The link between human behaviour and investing
Financial planning… Isn’t that based on cold, hard facts and scientific reasoning? Surely feelings and emotions don’t have much to … Continued
Key steps to maximise your allowances before the end of the tax year
The tax year will be coming to an end on 5th April. With that deadline in mind, we wanted to … Continued
New year, new decade, new approach to your finances?
You may have already made some New Year’s resolutions regarding healthy eating and exercise but could your finances do with … Continued
4 savvy tips when Christmas shopping
Christmas seems to come round earlier and earlier each year. Retailers start tempting ‘early gifters’ as soon as the Back … Continued
How the gender gap even affects children’s pensions
We’re familiar with the gender gap in pensions for adults but there is evidence that this actually starts much earlier … Continued
Back to 60 campaigners fight on
The campaigning group, Back to 60, has lost their fight at the High Court to seek redress for the inequality … Continued
The impact of climate change fears on ethical investing
As pressure mounts on governments and financial institutions to do more to combat climate change, the demand for ethical investment … Continued
The Help to Buy ISA deadline is looming
After 30th November 2019, potential first-time buyers will no longer be able to apply for a new Help to Buy … Continued
Would more people actually like to retire a little later?
This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement, not thinking about postponing … Continued
How to find the right investment for you
In the wake of the Woodford debacle, there’s a lot of buzz around investments and the rationale for choosing them. So … Continued
8 places to visit this Autumn in the UK
With autumn pushing the heat of summer south across the equator, it’s time to strap on your wellies and get … Continued
How to stay safe online
As we venture further into this new digital age, the security of your personal data grows more and more important. … Continued
3 tips to avoiding inheritance tax
Benjamin Franklin famously said, ‘In this world nothing can be said to be certain except death and taxes’. And if … Continued
What is the open banking revolution?
Over a year and a half ago, a digital revolution introduced a new way for people to handle their money: … Continued
Financial Wellbeing
How is your financial wellbeing? Increasingly, people are talking about financial wellbeing. But what does it actually mean? … Continued
What does it take to retire early?
The idea of retiring in your 50s or even your 40s sounds like a pipe-dream to most, what with the … Continued
6 bad habits to avoid during retirement
Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating … Continued
The UK is struggling to save; what are the implications?
A study found in 2018 that one in four adults have no savings. Many residents in the UK wish that … Continued
Why cruise holidays are booming for retirees
The cruise market offering has changed enormously in recent years, where once it was purely the domain of cabaret cheese … Continued
How safe are your savings?
With your capital tucked away in savings accounts, investments and mortgages, you’d assume that there is some kind of protection … Continued
