Martin and Debbie’s story

Before we started working with Cordiner Wealth, we didn’t really have a plan and we didn’t really know where everything was.

Debbie: Before we started working with Cordiner Wealth, we didn’t really have a plan and we didn’t really know where everything was. We didn’t have a picture of what we needed to do or where we were now.

Martin: I think over the years, both of us separately had accumulated pension pots and other savings and there were scattered around a little bit so we didn’t actually know exactly what we’d got and what that would mean for the future so we were a little bit blind in the respect that we knew we needed to do something to get a grip and as we’re not getting any younger, get a grip on our finances for the future. We knew we needed to do something, but we always put that something off.

Debbie: We did a discovery session with Ben and that was a whole session around digging deep and what we wanted, what our plans were. The nice thing about working with Cordiner Wealth is that it’s not just about your planning pot; it’s about the life events in between. So it was about what our aspirations were, what our goals were, what we were going to do with the business. And from there we did a strategy session with Ben and that’s been a real eye-opener.

Martin: Yeah, it was. And to lay everything out in a critical path, a timeline, that has key milestones along the way, when retirement and State Pension kicks in, and when your private pensions kick in, and to have that all laid out now, we clearly know where we are, where we want to be and what we need to do to make that happens. Previously we didn’t have that. I’ve recently moved a company pension across and I didn’t know exactly what to do with that pension and Ben laid out all the options for me and how to pick the best one that exactly suits our circumstances.

You can always just phone or email Bern and you get a straight, honest answer and that’s really useful and helpful.

Cordiner Wealth is a trading style of TPFA Limited, which is authorised and regulated by the Financial Conduct Authority. FCA reference number 611188. Registered in England and Wales as a Limited Company No. 8453762. Registered address: 5A Harewood Yard, Harewood Estate, Leeds LS17 9LF

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